Buy-to-Let Mortgage

To purchase property as an investment in the private rental sector you will need a Buy-to-Let Mortgage. Your finances are assessed as though you are the person occupying the property. The assessment can be based on projected rental income and/or your earnings dependent on the lender's lending policy. Where the assessment is based on rental income, most lenders would expect rental income to be at least 30% higher than the mortgage repayment value.

What to do if you need more help

If you need more help with your specific commercial loan, mortgage or insurance requirement please speak to a professional financial adviser.

We hope you found this information useful.

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